Sukanya Samriddhi Scheme Calculator / Maturity Value (Yearly Deposit)

Most common query of readers is how much money will they get back when they invest a certain amount in the Sukanya Samriddhi Scheme. While we strive to answer all our readers query, sometimes we do miss out on some queries.

We previously had presented a calculator for our users so that they could find the maturity value for themselves. However we were receiiving many queriesfrom our users regarding difficulty in using the calculator.

Hence we have scraped the calculator and have instead presented a chart with different yearly investment amount and their expected maturity value.

If you have, any queries regarding this table underneath, or any other aspect of Sukanya Samriddhi YojanaAccount, please do ask us,at our  Q&A page here – FAQ related to Sukanya Samriddhi Yojana Account

This table reflect maturity values for yearly investments i.e If you plan to make one lump-sum deposit in the Sukanya Samriddhi Account in a year, then you should refer this table. In case you plan to do monthly deposit into the scheme use Monthly Deposit Calculator here – Sukanya Samriddhi Scheme Calculator (Monthly Deposit)

Following table indicates the amount of money your daughter will receive at maturity of the account, depending on how much money you deposit in the Sukanya Samriddhi Yojana Account on monthly basis.

These values are calculated assuming certain factors, which are as follows:

  1. You invest same amount every year for 15 years
  2. You invest every year regularly, and do not skip any deposit
  3. You invest before 10th of April every year, since interest for the month is paid for funds invested before 10th only.
  4. No interim withdrawal is made from the account by your daughter
  5. Interest rate is assumed at current 8.4% for entire period of 21 years. (However interest rate can change every quarter)

 

Yearly Deposit  (Rs) Value at end of 15 year  (End of investment Period)  (Rs) Value at Maturity of account  (21 years from date of opening the account) (Rs)
1000 30366 49267
5000 151830 246335
10000 303660 492670
15000 455490 739005
20000 607320 985340
25000 759150 1231675
30000 910980 1478010
35000 1062810 1724345
40000 1214640 1970680
45000 1366470 2217015
50000 1518300 2463350
55000 1670130 2709685
60000 1821960 2956020
65000 1973790 3202355
70000 2125620 3448690
75000 2277450 3695025
80000 2429280 3941360
85000 2581110 4187695
90000 2732940 4434030
95000 2884770 4680365
100000 3036600 4926700
105000 3188430 5173035
110000 3340260 5419370
115000 3492090 5665705
120000 3643920 5912040
125000 3795750 6158375
130000 3947580 6404710
135000 4099410 6651045
140000 4251240 6897380
145000 4403070 7143715
150000 4554900 7390050

 

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