Sukanya Samriddhi Account Calculator / Maturity Value (Monthly Deposit)

If I invest x amount into the Sukanya Samriddhi Scheme account monthly, how much money will I get on account maturity? This is one of the most common queries we receive on daily basis. After reading through all the details of the account, every investor wants to know that how much money their investment can make.

We previously had presented a calculator for our users so that they could find the maturity value for themselves. However we were receiving many queries from our users regarding difficulty in using the calculator.

Hence we have scraped the calculator and have instead presented a chart with different monthky investment amount and their expected maturity value.

If you have, any queries regarding this table underneath, or any other aspect of Sukanya Samriddhi YojanaAccount, please do ask us,at our  Q&A page here – FAQ related to Sukanya Samriddhi Yojana Account

This table reflect maturity values for monthly investments i.e If you plan to make one lump-sum deposit in the Sukanya Samriddhi Account in a year, then you should Yearly Deposit Calculator here – Sukanya Samriddhi Scheme Calculator (Yearly Deposit)


Please Note : Under Sukanya Samriddhi Scheme, interest is compounded YEARLY only. This is a critical point that will make difference to your maturity amount, when you do Monthly deposits.

Following table indicates the amount of money your daughter will receive at maturity of the account, depending on how much money you deposit in the Sukanya Samriddhi Yojana Account on monthly basis.

These values are calculated assuming certain factors, which are as follows:

  1. You invest same amount every month for 15 years
  2. You invest every month regularly, and do not skip any deposit
  3. You invest before 10th of every month, since interest for the month is paid for funds invested before 10th only.
  4. No interim withdrawal is made from the account by your daughter
  5. Interest rate is assumed at current 8.4% for entire period of 21 years. (However interest rate can change every quarter)
      Monthly               Deposit                   (Rs)  Value at end of 15 year  (End of investment Period)                   (Rs)  Value at Maturity of Account              (21 years from date of opening the        account)                                                                                     (Rs)
100 35125.5 56990
500 175627.5 284950
1000 351255 569900
1500 526882.5 854850
2000 702510 1139800
2500 878137.5 1424750
3000 1053765 1709700
3500 1229392.5 1994650
4000 1405020 2279600
4500 1580647.5 2564550
5000 1756275 2849500
5500 1931902.5 3134450
6000 2107530 3419400
6500 2283157.5 3704350
7000 2458785 3989300
7500 2634412.5 4274250
8000 2810040 4559200
8500 2985667.5 4844150
9000 3161295 5129100
9500 3336922.5 5414050
10000 3512550 5699000
10500 3688177.5 5983950
11000 3863805 6268900
11500 4039432.5 6553850
12000 4215060 6838800
12500 4390687.5 7123750

Read More on Sukanya Samriddhi Scheme

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